Westamerica Bancorporation
Westamerica Bancorporation provides banking solutions. The bank offers demand deposits and interest and non-interest bearing time and savings deposits. The company's deposits include jumbo deposits and retail time deposits. The company provides commercial and industrial loans, consumer loans, commercial real estate loans, and other loans and leases. The company offers consumer loans, including credit card loans, revolving credit plans, and automotive loans. The company offers commercial real estate loans for land development and on-site construction of industrial, commercial, residential, or farm buildings in the United States; real estate-backed residential loans; and commercial loans collateralized by real estate properties. The company offers domestic and foreign commercial and industrial loans. The bank offers loans for the purpose of financing agricultural production; loans which include planned and unplanned overdrafts, to governments in non-U.S. countries, to their official institutions, and to international and regional institutions. For 2017, the company has an asset value of 5.6 million USD. It has generated a net income of 71,564 USD in December 31, 2017. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in December 1982. Westamerica Bancorporation was founded in 1972 and is based in San Rafael, California. Show More...
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Website http://www.westamerica.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 48.05 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 3.21 3.06 2.93 2.5 2.32 2.3 2.29 1.89 2.67 2.98 2.88 Dividends USD 1.44 1.45 1.48 1.49 1.52 1.53 1.56 1.57 1.6 1.63 1.64 Payout Ratio % * 44.8 46.5 50.5 56.9 64.9 65.8 67.8 67.8 75.8 55.4 56.9 Shares Mil 29.0 29.0 28.0 29.0 26.0 26.0 26.0 26.0 27.0 27.0 27.0 Book Value Per Share * USD 18.74 19.68 20.58 20.44 20.72 20.92 21.73 22.86 22.17 26.36 26.19 Free Cash Flow Per Share * USD 3.85 3.76 4.14 3.86 2.43 2.97 2.74 3.09 3.47 2.9 Return on Assets % 1.91 1.76 1.62 1.37 1.23 1.15 1.12 0.92 1.29 1.44 1.39 Financial Leverage (Average) 9.04 9.03 8.84 8.93 9.56 9.71 9.55 9.34 9.05 7.68 7.98 Return on Equity % 18.0 15.92 14.5 12.18 11.34 11.1 10.76 8.69 11.87 11.94 11.41 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.11 0.05 0.05 0.04 0.03 0.02 0.02