Unity Bancorp, Inc
Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. It offers personal and business checking accounts, time deposits, money market accounts, and regular savings accounts. The company also provides commercial, small business administration, consumer, mortgage, home equity, and personal loans. As of December 31, 2019, it offered its financial services through the Internet and nineteen branch offices located in Bergen, Hunterdon, Middlesex, Somerset, Union, and Warren counties in New Jersey, as well as Northampton County, Pennsylvania. The company was founded in 1991 and is based in Clinton, New Jersey. Show More...
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Website http://www.unitybank.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 52.65 USD
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Last Updated 14-07-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.09 0.12 0.31 0.48 0.74 1.02 1.38 1.2 2.01 2.14 2.11 Dividends USD 0.03 0.09 0.13 0.17 0.23 0.27 0.31 0.32 Payout Ratio % * 4.3 10.2 12.9 11.6 17.1 15.2 14.1 15.1 Shares Mil 8.0 9.0 9.0 9.0 9.0 9.0 10.0 11.0 11.0 11.0 11.0 Book Value Per Share * USD 6.44 6.55 6.93 6.71 7.41 8.19 8.41 10.91 12.34 14.23 15.09 Free Cash Flow Per Share * USD 2.02 2.19 1.34 0.98 0.71 0.56 0.04 1.34 2.64 3.07 Return on Assets % 0.08 0.12 0.32 0.47 0.66 0.91 1.16 0.97 1.44 1.43 1.4 Financial Leverage (Average) 16.03 15.01 14.28 16.11 14.38 13.83 11.19 12.32 11.4 10.69 10.59 Return on Equity % 1.43 1.88 4.74 7.2 10.07 12.86 14.3 11.49 17.08 15.81 15.12 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.3 0.29 0.79 1.35 1.79 1.18 1.09 0.09 0.07 1.83 0.06