United Bankshares, Inc
United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. It also offers personal, commercial, floor plan, and student loans; construction and real estate loans; and consumer loans, including credit card and home equity loans. In addition, the company provides safe deposit boxes, wire transfers, and other banking products and services; investment and security, and trust services; services to correspondent banks, including check clearing, safekeeping, and buying and selling federal funds; automated teller machine services; and Internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. The company operates 139 full service offices, which consists of 51 offices in West Virginia; 83 offices in the Shenandoah Valley region of Virginia and the Northern Virginia, Maryland, and Washington, D.C. metropolitan areas; 4 offices in southwestern Pennsylvania; and 1 office in southeastern Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia. Show More...
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Website http://www.ubsi-inc.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 31.80 EUR
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 1.65 1.61 1.64 1.7 1.92 1.98 1.99 1.54 2.45 2.55 2.33 Dividends USD 0.96 0.96 0.66 0.67 1.36 1.37 1.38 Payout Ratio % * 34.9 64.6 16.8 34.7 68.5 53.3 59.2 Shares Mil 44.0 47.0 50.0 50.0 68.0 70.0 74.0 98.0 104.0 102.0 102.0 Book Value Per Share * EUR 19.63 22.49 23.68 26.02 27.8 29.54 23.26 Free Cash Flow Per Share * EUR 1.64 2.19 2.26 1.4 2.84 1.37 Return on Assets % 0.96 0.97 0.98 1.0 1.23 1.11 1.08 0.9 1.34 1.33 1.18 Financial Leverage (Average) 9.02 8.72 8.49 8.39 7.44 7.34 6.49 5.88 5.92 5.85 6.09 Return on Equity % 9.26 8.58 8.42 8.41 9.61 8.18 7.44 5.5 7.9 7.85 7.12 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.49 0.36 0.39 0.76 0.64 0.63 0.5 0.47 0.51 0.64 0.78