UMB Financial Corporation
UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The company operates through four segments: Commercial Banking, Institutional Banking, Personal Banking, and Healthcare Services. The Commercial Banking segment provides commercial loans and credit cards, letters of credit; loan syndication, consultative services, and various financial options; capital markets services, including asset-based financing, asset securitization, equity and mezzanine financing, factoring, and private and public placement of senior debt, as well as merger and acquisition consulting; and depository, account reconciliation, electronic fund transfer, controlled disbursements, lockbox, and remote deposit capture services. The Institutional Banking segment offers bond trading transactions, cash letter collections, investment portfolio accounting and safekeeping, asset/liability management reporting, and federal funds transactions; and fund administration and accounting, investor services and transfer agency, marketing and distribution, custody, and alternative investment services. The Personal Banking segment provides deposit accounts, retail credit cards, installment loans, home equity lines of credit, residential mortgages, and small business loans, as well as call center, internet banking and ATM network, private banking, brokerage, insurance, investment advisory, trust, and custody services. The Healthcare Services segment offers healthcare payment solutions comprising custodial services for health savings accounts, as well as private label and multipurpose debit cards. The company operates through a network of branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. UMB Financial Corporation was founded in 1913 and is headquartered in Kansas City, Missouri. Show More...
-
Website http://www.umb.com
-
Sector Financial Services
-
Industry Banks-Regional
-
Last Quote 90.50 EUR
-
Last Updated 30-05-2025
-
External Links Yahoo Finance Morningstar Ratios
-
Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 2.26 2.64 3.04 3.2 2.65 2.44 3.22 4.96 3.93 4.96 3.71 Dividends USD 0.23 0.91 0.71 0.5 0.79 1.17 1.21 1.22 Payout Ratio % * 31.9 29.0 16.6 20.6 26.3 28.9 32.9 Shares Mil 40.0 40.0 40.0 42.0 45.0 48.0 49.0 50.0 50.0 49.0 49.0 Book Value Per Share * EUR 23.54 29.19 35.22 38.56 35.28 39.25 46.7 49.94 Free Cash Flow Per Share * EUR 3.59 4.29 3.59 3.02 5.63 4.52 3.54 Return on Assets % 0.76 0.82 0.86 0.84 0.7 0.63 0.8 1.16 0.87 0.98 0.73 Financial Leverage (Average) 11.69 11.37 11.67 11.23 10.65 10.08 10.54 9.98 10.48 10.19 9.85 Return on Equity % 8.77 9.46 9.93 9.62 7.66 6.56 8.24 11.93 8.87 10.08 7.28 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.010 0.010 0.010 0.05 0.04 0.04 0.04 0.04 0.05