United Community Banks, Inc
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides various banking products and services. The company accepts checking, savings, money market, negotiable order of withdrawal, time, and other deposit accounts, as well as certificates of deposit. Its loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage and construction, consumer direct loans, and indirect auto loans, as well as home equity lines of credits. The company also offers investment products; reinsurance on a property insurance contract; and payment processing, merchant, wire transfer, brokerage and advisory, and other financial services. It serves individuals, small businesses, mid-sized commercial businesses, and non-profit organizations. As of January 22, 2019, the company operated 149 locations in Georgia, North Carolina, South Carolina, and Tennessee. United Community Banks, Inc. was founded in 1950 and is headquartered in Blairsville, Georgia. Show More...
-
Website http://www.ucbi.com
-
Sector Financial Services
-
Industry Banks-Regional
-
Last Quote 27.40 EUR
-
Last Updated 12-12-2025
-
External Links Yahoo Finance Morningstar Ratios
-
Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD -27.09 -5.97 0.38 4.44 1.11 1.09 1.4 0.92 2.07 2.31 2.16 Dividends USD 0.11 0.16 0.16 0.38 0.58 0.68 0.7 Payout Ratio % * 5.9 18.4 6.3 24.3 39.1 29.2 32.4 Shares Mil 19.0 40.0 58.0 59.0 61.0 65.0 72.0 73.0 80.0 80.0 80.0 Book Value Per Share * EUR 8.78 5.1 8.02 10.05 12.85 14.4 13.18 15.48 18.17 18.73 Free Cash Flow Per Share * EUR 3.64 2.63 2.47 1.21 1.93 1.01 2.11 2.66 1.64 Return on Assets % -4.61 -3.31 0.31 3.67 0.9 0.83 0.99 0.59 1.35 1.45 1.34 Financial Leverage (Average) 16.2 18.3 17.62 11.02 10.23 9.55 9.95 9.14 8.63 7.9 7.98 Return on Equity % -50.07 -56.73 5.66 49.25 9.5 8.18 9.66 5.65 11.95 11.92 10.93 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.45 0.42 0.43 0.37 0.54 0.59 0.82 0.48 0.18 0.13 0.13