United Bancshares, Inc
United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and retail banking products and services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial, consumer, agricultural, residential mortgage, and home equity loans. The company also offers wealth management, treasury management, online banking and automatic teller machines, safe deposit box rental, and other personalized banking services. It operates 18 branch offices located in Bowling Green, Columbus Grove, Delaware, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lima, Marion, Ottawa, Pemberville, Westerville, and Worthington in Ohio. United Bancshares, Inc. was founded in 1904 and is headquartered in Columbus Grove, Ohio. Show More...
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Website http://www.theubank.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 27.49 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.82 0.85 1.3 1.35 1.27 1.77 1.68 1.18 2.51 3.25 3.03 Dividends USD 0.45 0.05 0.2 0.25 0.36 0.44 0.36 0.48 0.52 0.53 Payout Ratio % * 54.9 3.9 14.6 17.4 21.0 25.6 25.6 23.6 18.6 17.4 Shares Mil 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 Book Value Per Share * USD 15.97 16.99 18.62 18.38 19.67 21.59 23.07 23.17 23.54 27.9 30.11 Free Cash Flow Per Share * USD 2.91 2.67 2.08 2.97 0.38 1.51 2.08 -1.02 2.16 -0.07 Return on Assets % 0.46 0.49 0.77 0.82 0.71 0.94 0.89 0.54 1.02 1.25 1.13 Financial Leverage (Average) 11.14 9.83 8.92 8.82 9.59 8.51 8.73 10.31 10.26 9.28 9.16 Return on Equity % 5.14 5.13 7.24 7.3 6.59 8.49 7.66 5.19 10.49 12.13 10.86 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 1.2 0.17 0.51 0.36 0.19 0.21 0.44 0.92 0.97 0.76 0.73