United Security Bancshares
United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also offers real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company provides online and mobile banking, safe deposit boxes, payroll direct deposit, cashier's check, cash management, traveler's check, money order, foreign draft, and interactive teller and ATM services. As of March 26, 2020, it operated through 11 full-service branch offices in Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Oakhurst, San Joaquin, and Taft. The company was founded in 1987 and is headquartered in Fresno, California. Show More...
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 8.64 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD -0.27 -0.64 0.36 0.44 0.37 0.4 0.44 0.51 0.83 0.89 0.81 Dividends USD 0.24 0.39 0.44 0.44 Payout Ratio % * 34.3 50.7 46.3 54.3 Shares Mil 17.0 17.0 17.0 17.0 17.0 17.0 17.0 17.0 17.0 17.0 17.0 Book Value Per Share * USD 4.35 3.88 4.08 4.32 4.77 5.22 5.67 5.99 6.32 6.79 6.91 Free Cash Flow Per Share * USD 0.53 0.48 0.53 0.62 0.46 0.53 0.46 0.39 0.54 0.75 Return on Assets % -0.65 -1.63 0.93 1.13 0.96 0.98 0.98 1.08 1.61 1.61 1.43 Financial Leverage (Average) 9.26 10.48 9.34 8.31 8.01 8.1 8.15 7.95 8.54 8.25 8.32 Return on Equity % -5.95 -15.97 9.22 9.96 7.8 7.9 7.93 8.73 13.31 13.47 12.18 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.15 0.15 0.14 0.15 0.12 0.09 0.09 0.1 0.09 0.12 0.1