Summit State Bank
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, and Keogh and individual retirement accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; and home equity lines of credit, as well as term loans, credit lines to individuals, equipment loans, and business lines of credit. Its loan products also comprise loans for accounts receivable and inventory financing, loans to agriculture-related businesses, and equipment and expansion financing programs. In addition, the company provides Internet and telephone banking; and other services, including banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it offers cash management and electronic bill payment services. The company operates through five depository offices located in Santa Rosa, Rohnert Park, Healdsburg, and Petaluma, as well as loan production office in Roseville, California. Summit State Bank was founded in 1982 and is headquartered in Santa Rosa, California. Show More...
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Website http://www.summitstatebank.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 10.00 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.2 0.26 0.49 0.68 0.89 0.98 0.82 0.54 0.96 1.07 1.24 Dividends USD 0.28 0.28 0.28 0.34 0.35 0.38 0.38 0.46 0.48 0.48 0.48 Payout Ratio % * 138.5 116.1 58.1 49.4 44.9 35.3 45.7 66.4 55.8 51.1 38.7 Shares Mil 6.0 6.0 6.0 6.0 6.0 6.0 6.0 6.0 6.0 6.0 6.0 Book Value Per Share * USD 7.95 8.04 8.3 7.97 8.72 9.53 10.01 10.01 9.97 10.96 11.24 Free Cash Flow Per Share * USD 1.0 1.09 1.41 0.94 0.85 0.72 0.81 0.59 0.58 -0.27 Return on Assets % 0.36 0.43 0.7 0.91 1.17 1.22 0.97 0.59 0.95 0.98 1.11 Financial Leverage (Average) 7.37 8.19 9.04 9.47 8.53 8.96 8.76 10.24 10.11 10.33 10.58 Return on Equity % 2.65 3.34 6.06 8.37 10.5 10.68 8.57 5.57 9.62 10.05 11.35 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.25 0.29 0.81 1.01 0.65 0.97 1.18 0.25 0.92 0.76 1.1