Sapiens International Corporation N.V
Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, Europe, the Asia Pacific, and South Africa. The company offers Sapiens CoreSuite and Sapiens IDITSuite for personal, commercial, and specialty lines, as well as reinsurance and workers' compensation; and Sapiens CoreSuite, Sapiens UnderwritingPro, Sapiens ApplicationPro, Sapiens IllustrationPro, and Sapiens ConsolidationMaster for life, pension, and annuities. It also provides Sapiens DigitalSuite for insurance customers, agents, brokers, risk managers, customer groups and third-party service providers; Sapiens AgentConnect and Sapiens CustomerConnect portals; Sapiens Intelligence, an analytics platform; Sapiens IntelligencePro, a comprehensive BI solution with pre-configured reports, dashboards, and scorecards; and Sapiens Advanced Analytics, which uses AI and Machine Learning to generate actionable insights based on different models across the insurance value chain. In addition, the company offers Sapiens ReinsuranceMaster, Sapiens ReinsurancePro, and Sapiens Reinsurance GO reinsurance solutions; and Sapiens Platform, Sapiens CoreSuite, Sapiens PolicyPro, and Sapiens ClaimsPro, as well as Sapiens PolicyGo, Sapiens ClaimsGo, and Sapiens Connect for workers' compensation. Further, it provides financial and compliance solutions, which comprise Sapiens FinancialPro, Sapiens Financial GO, Sapiens StatementPro, Sapiens CheckPro, and Sapiens Reporting Tools; and Sapiens Decision, an enterprise-scale platform that enables institutions to centrally author, store, and manage various organizational business logics. Additionally, the company offers tailor-made solutions based on its Sapiens eMerge platform; and program delivery, business, and managed services. It markets and sells its products and services through direct and partner sales. The company was founded in 1982 and is headquartered in Holon, Israel. Show More...
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Website http://www.sapiens.com
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Sector Technology
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Industry Software-Application
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Last Quote 28.70 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.28 0.19 0.28 0.27 0.3 0.41 0.4 0.010 0.28 0.52 0.55 Dividends USD 0.15 0.15 0.2 0.2 0.2 0.22 0.22 Payout Ratio % * 53.6 38.5 45.5 90.9 95.5 40.0 Shares Mil 22.0 31.0 42.0 42.0 49.0 49.0 50.0 50.0 50.0 51.0 51.0 Book Value Per Share * USD 1.54 2.99 3.04 2.75 3.69 3.59 3.94 4.07 3.99 4.29 4.5 Free Cash Flow Per Share * USD 0.27 0.24 0.34 0.14 0.32 0.52 0.51 -0.02 0.23 0.82 Return on Assets % 12.2 5.66 7.45 6.03 6.41 8.5 7.73 0.11 3.66 6.31 6.38 Financial Leverage (Average) 1.62 1.4 1.38 1.31 1.3 1.34 1.33 1.87 1.88 2.02 2.07 Return on Equity % 20.42 8.23 10.38 8.08 8.38 11.23 10.33 0.18 6.87 12.36 12.95 Return on Invested Capital % 21.6 8.26 10.4 8.06 8.25 11.06 10.23 0.45 5.65 9.06 8.47 Interest Coverage 13.95 31.31 55.39 80.0 114.86 82.98 46.63 -0.19 6.9 12.58 Current Ratio 1.25 1.24 1.59 2.66 2.2 2.09 2.52 1.87 1.6 1.4 1.14 Quick Ratio 1.09 1.13 1.49 2.6 2.14 2.09 2.52 1.87 1.6 1.19 1.14 Debt/Equity 0.39 0.34 0.46 0.4