SmartFinancial, Inc
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, Florida, and Georgia. The company offers various deposit products, including interest bearing and non-interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. It also provides commercial real estate loans, consumer real estate loans, and construction and land development loans; commercial and industrial loans, including commercial, financial, and agricultural loans; and consumer and other loans, such as direct consumer installment loans, overdrafts and other revolving credit loans, and educational loans. In addition, the company offers Internet and mobile banking services. As of December 31, 2018, it operated through 29 full-service branches located in Tennessee, Alabama, and Florida; and 2 loan production offices, 2 mortgage loan production offices, and 2 service centers. SmartFinancial, Inc. was incorporated in 1983 and is headquartered in Knoxville, Tennessee. Show More...
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Website http://www.smartfinancialinc.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 31.78 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD -2.92 0.2 0.08 0.08 0.52 0.32 0.78 0.55 1.45 1.89 1.74 Dividends USD 0.05 0.1 Payout Ratio % * 5.8 Shares Mil 2.0 2.0 2.0 2.0 3.0 4.0 6.0 9.0 13.0 14.0 14.0 Book Value Per Share * USD 14.21 15.47 16.04 15.44 15.36 16.95 17.84 12.25 18.06 21.85 22.09 Free Cash Flow Per Share * USD 5.71 2.39 2.9 2.21 2.75 3.59 1.34 0.42 1.22 1.53 Return on Assets % -0.97 0.08 0.03 0.03 0.02 0.19 0.46 0.35 0.91 1.12 0.94 Financial Leverage (Average) 19.12 16.7 17.01 17.12 16.18 10.22 10.1 8.36 8.04 7.83 8.55 Return on Equity % -18.62 1.41 0.42 0.43 0.26 2.21 4.65 3.1 7.41 8.91 7.83 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 2.37 1.7 1.43 1.06 0.78 0.16 0.18 0.21 0.18 0.21 0.49