Southern First Bancshares, Inc
Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia. It accepts various deposit products that include checking accounts, commercial checking accounts, savings accounts, and other time deposits, including daily money market accounts and long-term certificates of deposit. The company's loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, it provides other bank services, such as Internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. The company operates through 10 retail offices located in Greenville, Columbia, and Charleston; 2 retail offices located in Raleigh and Greensboro markets; and 1 retail office located in Atlanta. Southern First Bancshares, Inc. was founded in 1999 and is headquartered in Greenville, South Carolina. Show More...
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Website http://www.southernfirst.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 36.07 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD -0.06 0.22 0.64 0.98 1.1 1.55 1.94 1.76 2.88 3.58 3.16 Dividends USD Payout Ratio % * Shares Mil 4.0 4.0 4.0 4.0 5.0 7.0 7.0 7.0 8.0 8.0 8.0 Book Value Per Share * USD 10.58 10.79 11.26 11.45 10.03 14.48 16.4 20.07 22.36 25.87 27.27 Free Cash Flow Per Share * USD 2.28 2.1 2.19 1.87 0.76 1.65 1.93 2.14 3.16 -0.21 Return on Assets % -0.06 0.13 0.35 0.52 0.59 0.9 1.02 0.88 1.26 1.34 1.13 Financial Leverage (Average) 16.64 16.71 16.69 17.69 12.41 12.92 12.2 10.85 10.93 11.01 11.27 Return on Equity % -1.01 2.09 5.88 8.9 8.56 11.47 12.77 10.05 13.78 14.67 12.6 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.3 0.29 2.88 2.73 1.79 1.36 1.17 0.54 0.36 0.71 0.48