Penns Woods Bancorp, Inc
Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. The company accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking accounts and IRAs. It also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, the company provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Additionally, it engages in real estate transactions and investment activities. The company operates through a network of 26 offices located in Clinton, Lycoming, Centre, Montour, Union, and Luzerne counties, Pennsylvania. Penns Woods Bancorp, Inc. was incorporated in 1983 and is based in Williamsport, Pennsylvania. Show More...
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Website http://www.pwod.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 29.59 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 1.9 2.15 2.41 2.13 2.02 1.94 1.76 1.39 2.09 2.2 2.07 Dividends USD 1.23 1.23 1.25 1.25 1.25 1.25 1.25 1.25 1.25 1.26 1.27 Payout Ratio % * 64.6 59.6 52.1 57.1 59.9 69.1 67.1 73.7 78.3 68.9 61.1 Shares Mil 6.0 6.0 6.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 Book Value Per Share * USD 11.58 13.65 16.28 17.41 19.01 19.04 19.7 19.86 19.97 22.02 22.23 Free Cash Flow Per Share * USD 1.64 2.44 2.18 1.87 1.91 2.11 1.89 0.95 2.4 2.12 Return on Assets % 1.6 1.7 1.71 1.36 1.19 1.08 0.93 0.69 0.93 0.94 0.87 Financial Leverage (Average) 10.38 9.49 9.14 9.48 9.16 9.69 9.75 10.67 11.74 10.75 10.78 Return on Equity % 16.37 16.81 15.9 12.71 11.08 10.21 9.09 7.07 10.44 10.5 9.75 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 1.08 0.76 0.81 0.56 0.52 0.67 0.62 0.51 0.96 1.07 1.12