Provident Financial plc
Provident Financial plc provides personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. The company offers credit cards; consumer credit, including unsecured and online instalment loans; and finance for cars and light commercial vehicles. It serves 2.5 million customers through its network of branches, call centers, and Websites. The company was founded in 1880 and is headquartered in Bradford, the United Kingdom. Show More...
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Sector Financial Services
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Industry Credit Services
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Last Quote 1.02 EUR
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Last Updated 29-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share GBP 0.56 0.65 0.78 0.75 0.91 1.1 1.32 -0.66 0.27 0.33 0.33 Dividends GBP 0.52 0.53 0.52 0.65 0.65 0.76 0.91 0.67 0.19 0.19 Payout Ratio % * 62.9 86.9 75.0 76.4 78.5 73.1 69.3 95.7 42.7 57.4 Shares Mil 181.0 183.0 187.0 189.0 193.0 199.0 200.0 203.0 240.0 255.0 255.0 Book Value Per Share * EUR 1.54 2.02 2.14 2.31 2.68 3.93 4.23 4.07 2.96 3.13 3.25 Free Cash Flow Per Share * EUR 0.37 -0.22 0.04 -0.03 0.46 0.45 0.33 -0.38 -0.52 -0.25 Return on Assets % 7.64 8.38 9.35 8.06 8.63 9.23 9.93 -4.64 2.05 2.89 2.89 Financial Leverage (Average) 4.46 4.53 4.49 4.34 3.68 3.49 3.58 5.54 4.2 3.94 3.94 Return on Equity % 35.13 37.7 42.19 35.6 34.1 33.04 35.1 -20.28 9.8 11.75 11.75 Return on Invested Capital % Interest Coverage Current Ratio 4.68 9.16 Quick Ratio Debt/Equity 2.64 3.06 3.2 3.08 2.44 2.26 2.35 1.65 0.9 0.94 0.94