Provident Financial Services, Inc
Provident Financial Services, Inc. operates as the holding company for Provident Bank that provides various banking services to individuals, families, and businesses in the United States. The company's deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. Its loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, office buildings, and retail and industrial properties; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, marine loans, personal loans, and auto and recreational vehicle loans. The company also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, it provides wealth management services comprising investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. Further, the company sells insurance and investment products, including annuities; operates as a real estate investment trust for acquiring mortgage loans and other real estate related assets; and manages and sells real estate properties acquired through foreclosure. As of December 31, 2019, it operated 83 full-service branch offices in northern and central New Jersey, as well as in Pennsylvania. The company was founded in 1839 and is headquartered in Jersey City, New Jersey. Show More...
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Website http://www.provident.bank
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 16.70 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.88 1.01 1.18 1.23 1.22 1.33 1.38 1.45 1.82 1.74 1.49 Dividends USD 0.44 0.47 0.51 0.56 0.6 0.65 0.71 0.78 0.82 0.92 0.92 Payout Ratio % * 50.0 47.4 43.2 44.2 50.8 47.4 51.5 50.3 51.6 47.6 61.7 Shares Mil 57.0 57.0 57.0 57.0 61.0 63.0 64.0 65.0 65.0 65.0 65.0 Book Value Per Share * USD 15.38 15.83 16.37 16.63 17.4 18.08 18.83 19.54 20.08 21.25 21.43 Free Cash Flow Per Share * USD 1.48 1.18 1.76 1.75 1.15 1.52 1.7 2.02 2.4 1.97 Return on Assets % 0.73 0.82 0.94 0.96 0.92 0.96 0.95 0.97 1.21 1.15 0.97 Financial Leverage (Average) 7.4 7.45 7.42 7.41 7.45 7.45 7.59 7.58 7.16 6.94 7.14 Return on Equity % 5.5 6.12 6.96 7.08 6.83 7.16 7.17 7.37 8.91 8.12 6.94 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 1.05 0.97 0.52 0.95 1.1 1.21 1.16 1.23 0.97 0.75 0.86