Oak Valley Bancorp
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides banking products and services to individuals and small and medium sized businesses in Oakdale, California, and surrounding areas. The company accepts various deposits products, such as checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans; commercial business lending and trade finance; and small business administration lending, as well as consumer loans consisting of personal loans, automobile loans, home improvement loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of January 24, 2019, it operated through 17 branches, including Oakdale, Turlock, Stockton, Patterson, Ripon, Escalon, Manteca, Tracy, Sacramento; two branches in Sonora; three branches in Modesto; and three branches in Bridgeport, Mammoth Lakes, and Bishop. Oak Valley Bancorp was founded in 1990 and is headquartered in Oakdale, California. Show More...
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Website http://www.ovcb.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 25.49 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.49 0.61 0.69 0.74 0.89 0.61 0.95 1.13 1.42 1.54 1.49 Dividends USD 0.1 0.07 0.21 0.24 0.25 0.26 0.27 0.28 Payout Ratio % * 18.1 28.0 33.3 20.7 20.6 17.8 18.5 Shares Mil 8.0 8.0 8.0 8.0 8.0 8.0 8.0 8.0 8.0 8.0 8.0 Book Value Per Share * USD 6.71 7.26 7.99 7.99 9.01 9.55 10.24 11.07 11.67 13.32 13.92 Free Cash Flow Per Share * USD 0.98 0.65 1.06 0.76 0.7 0.63 0.79 1.1 1.31 1.53 Return on Assets % 0.7 0.81 0.84 0.87 1.0 0.6 0.81 0.89 1.08 1.11 1.09 Financial Leverage (Average) 10.7 10.76 10.45 10.41 9.99 11.46 12.15 11.4 11.06 10.2 10.11 Return on Equity % 7.61 8.66 8.87 9.11 10.21 6.4 9.54 10.5 12.16 11.8 11.17 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.15 0.05