Ohio Valley Banc Corp
Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services. The company operates in two segments, Banking and Consumer Finance. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company also provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit boxes, wire transfers, credit card services, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. Further, the company provides automatic teller machine (ATM) services, consumer finance, seasonal tax refund loan services, and commercial property and various liability insurance services, as well as trust services. As of January 29, 2019, it operated 19 offices in Ohio and West Virginia; and Loan Central with 6 consumer finance offices in Ohio. The company owns and operates 37 ATMs, including 20 off-site ATMs. Ohio Valley Banc Corp. was founded in 1872 and is headquartered in Gallipolis, Ohio. Show More...
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Website http://www.ovbc.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 33.19 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 1.28 1.46 1.75 2.0 1.97 2.08 1.59 1.6 2.53 2.08 2.04 Dividends USD 0.84 0.84 1.05 0.63 0.84 0.84 0.84 0.84 0.84 0.84 0.84 Payout Ratio % * 65.6 57.9 60.0 43.5 36.0 48.8 52.2 45.4 44.2 38.7 41.2 Shares Mil 4.0 4.0 4.0 4.0 4.0 4.0 4.0 5.0 5.0 5.0 5.0 Book Value Per Share * USD 17.03 17.65 18.66 19.29 20.88 21.85 22.67 23.38 24.02 26.15 27.25 Free Cash Flow Per Share * USD 2.91 4.1 2.58 2.78 2.9 2.0 2.47 1.55 4.22 1.75 Return on Assets % 0.61 0.7 0.9 1.07 1.06 1.09 0.79 0.76 1.16 0.97 0.93 Financial Leverage (Average) 12.5 11.19 10.15 9.29 9.03 8.8 9.13 9.38 8.74 7.91 7.94 Return on Equity % 7.57 8.34 9.55 10.38 9.69 9.71 7.1 7.02 10.51 8.05 7.75 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.61 0.47 0.18 0.11 0.1 0.09 0.08 0.08 0.07 0.34 0.32