OneSavings Bank Plc
OneSavings Bank plc operates as a specialist lending and retail savings company in the United Kingdom and the Channel Islands. The company operates through two segments, Buy-to-Let/SME and Residential Mortgages. It offers fixed, notice, easy access, and regular savings products, including ISAs. The company also provides buy to let and commercial mortgages, as well as development loans to small and medium sized developers of residential property; funding lines to non-bank finance companies secured against portfolios of financial assets, principally mortgages and leases; asset finance; first charge, second charge, and shared ownership residential mortgage loans; and funding lines to non-bank lenders operating in specialist sub-segments, such as residential bridge finance. It sells its products primarily under the Kent Reliance, InterBay Commercial, Heritable Development Finance, Prestige Finance, osbIndia, and InterBay Asset Finance brands. OneSavings Bank plc was founded in 1847 and is headquartered in Chatham, the United Kingdom. Show More...
-
Website http://www.osb.co.uk
-
Sector Financial Services
-
Industry Mortgage Finance
-
Last Quote 488.40 GBX
-
Last Updated 30-05-2025
-
External Links Yahoo Finance Morningstar Ratios
-
Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share GBP 0.04 0.1 0.21 0.34 0.49 0.51 0.55 0.52 0.52 Dividends GBP 0.05 0.1 0.11 0.14 0.15 0.15 Payout Ratio % * 13.7 17.7 23.7 27.6 29.1 Shares Mil 243.0 243.0 232.0 244.0 244.0 245.0 246.0 293.0 293.0 Book Value Per Share * GBP 0.89 1.14 1.55 2.13 2.54 1.62 3.31 Free Cash Flow Per Share * GBP -0.81 -0.4 0.99 -3.18 -0.07 -0.12 Return on Assets % 0.34 0.79 1.16 1.54 1.91 1.64 1.42 0.96 0.96 Financial Leverage (Average) 25.95 24.26 19.78 18.7 15.73 14.84 15.37 14.5 14.5 Return on Equity % 8.79 19.75 24.9 29.55 32.53 24.91 21.53 14.21 14.21 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.37 2.04 1.13 0.71 0.09 0.05 0.04 0.24 0.24