Old Point Financial Corporation
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction and real estate mortgage loans, such as residential 1-4 family mortgages, commercial real estate loans, second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company provides retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products. As of March 12, 2019, it operated 19 branches in the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County. The company was founded in 1922 and is headquartered in Hampton, Virginia. Show More...
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Website http://www.oldpoint.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 39.55 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.31 0.66 0.84 0.64 0.83 0.73 0.77 -0.010 0.96 1.51 1.36 Dividends USD 0.25 0.2 0.2 0.22 0.26 0.34 0.4 0.44 0.44 0.48 0.48 Payout Ratio % * 80.7 34.4 23.8 23.8 41.7 34.0 60.0 57.3 400.0 33.6 35.2 Shares Mil 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 Book Value Per Share * USD 16.39 17.21 18.01 16.16 17.53 18.31 19.44 19.45 19.21 20.97 21.08 Free Cash Flow Per Share * USD 0.34 0.84 1.13 -0.22 0.52 1.64 1.1 1.79 1.83 2.18 Return on Assets % 0.17 0.38 0.48 0.36 0.47 0.41 0.42 0.49 0.75 0.68 Financial Leverage (Average) 10.96 9.89 10.16 10.7 9.9 9.62 9.6 10.19 10.18 9.61 9.68 Return on Equity % 1.9 3.94 4.78 3.72 4.86 4.0 4.06 -0.03 4.96 7.42 6.59 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.43 0.41 0.28 0.31 0.34 0.27 0.7 0.61 0.35 0.4