Norwood Financial Corp
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits. It also provides various loans, such as commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; land loans; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, mobile payment, automated clearing house activity, title and real estate settlement, and Internet and mobile banking services. Further, it is involved in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates 14 offices in Northeastern Pennsylvania; and 12 offices in Delaware and Sullivan Counties, New York, as well as 27 automated teller machines. The company was founded in 1871 and is headquartered in Honesdale, Pennsylvania. Show More...
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Website http://www.waynebank.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 26.00 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 1.6 1.45 1.55 1.55 1.4 1.07 1.15 1.31 2.17 2.25 2.23 Dividends USD 0.68 0.7 0.73 0.76 0.8 0.82 0.83 0.86 0.88 0.96 0.97 Payout Ratio % * 42.4 47.1 46.9 50.8 52.2 61.3 105.0 50.9 52.7 42.5 43.5 Shares Mil 5.0 5.0 5.0 5.0 5.0 6.0 6.0 6.0 6.0 6.0 6.0 Book Value Per Share * USD 14.82 16.04 16.99 16.71 17.66 18.36 18.54 18.82 18.54 21.32 22.47 Free Cash Flow Per Share * USD 1.84 2.22 2.02 2.17 1.94 1.95 1.73 2.42 2.53 2.64 Return on Assets % 1.37 1.22 1.25 1.22 1.08 0.81 0.72 0.73 1.18 1.18 1.15 Financial Leverage (Average) 7.93 7.59 7.27 7.74 7.19 7.43 10.0 9.79 9.69 8.95 8.74 Return on Equity % 11.07 9.45 9.31 9.19 8.02 5.91 6.33 7.23 11.47 10.95 10.49 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.56 0.31 0.24 0.26 0.22 0.41 0.29 0.31 0.43 0.41 0.36