National Bankshares, Inc
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, and individual retirement accounts. Its loan products include commercial and agricultural, commercial real estate, residential real estate, home equity, and various consumer loan products, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services for individual and business customers; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services. As of February 22, 2018, it operated 24 branch offices, a loan production office, and 24 automated teller machines in Southwest Virginia. National Bankshares, Inc. was founded in 1891 and is headquartered in Blacksburg, Virginia. Show More...
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 25.62 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 2.24 2.54 2.55 2.55 2.43 2.28 2.15 2.03 2.32 2.65 2.61 Dividends USD 0.91 1.0 1.1 1.12 1.13 1.14 1.16 1.17 1.21 1.39 1.39 Payout Ratio % * 40.6 39.9 43.1 43.3 45.2 47.2 53.7 56.3 56.1 50.6 53.2 Shares Mil 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 6.0 Book Value Per Share * USD 18.63 20.44 21.6 21.06 23.42 25.06 26.47 26.97 27.04 28.97 29.52 Free Cash Flow Per Share * USD 2.57 2.96 3.15 3.61 2.94 2.73 2.65 2.11 1.87 2.52 Return on Assets % 1.55 1.69 1.63 1.61 1.49 1.34 1.23 1.13 1.29 1.36 1.32 Financial Leverage (Average) 7.91 7.55 7.36 7.61 6.94 6.97 6.92 6.8 6.6 7.19 6.89 Return on Equity % 12.39 13.04 12.18 12.02 10.84 9.36 8.53 7.76 8.61 9.34 9.12 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity