NBT Bancorp Inc
NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, direct loans, mortgages, business banking loans, and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. As of December 31, 2019, it had 146 branches and 180 ATMs in Pennsylvania, Vermont, Massachusetts, New Hampshire, and Maine. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York. Show More...
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Website http://www.nbtbancorp.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 41.85 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 1.66 1.71 1.62 1.46 1.69 1.72 1.8 1.87 2.56 2.74 2.31 Dividends USD 0.8 0.8 0.8 0.81 0.84 0.87 0.9 0.92 0.99 1.05 1.06 Payout Ratio % * 48.1 47.1 49.4 55.6 49.7 50.6 50.0 47.9 41.6 38.0 45.9 Shares Mil 35.0 34.0 34.0 42.0 44.0 44.0 44.0 44.0 44.0 44.0 44.0 Book Value Per Share * USD 15.46 16.25 17.24 18.28 19.53 20.18 21.02 21.94 22.76 25.08 25.51 Free Cash Flow Per Share * USD 2.4 2.35 2.43 2.81 1.87 2.58 2.36 2.81 3.03 3.28 Return on Assets % 1.06 1.06 0.94 0.9 0.97 0.95 0.92 0.91 1.2 1.26 1.05 Financial Leverage (Average) 10.01 10.4 10.38 9.37 9.02 9.37 9.71 9.54 9.39 8.67 8.95 Return on Equity % 11.05 10.81 9.74 8.83 8.93 8.75 8.73 8.78 11.39 11.32 9.53 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.69 0.69 0.76 0.5 0.27 0.26 0.22 0.2 0.17 0.15 0.15