Lloyds Banking Group plc
Lloyds Banking Group plc provides range of banking and financial services in the United Kingdom and internationally. It operates through three segments: Retail; Commercial Banking; and Insurance and Wealth. The Retail segment offers a range of financial service products, including current accounts, savings accounts, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards to personal and small business customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, term lending, and debt capital markets services to corporate clients. The Insurance and Wealth segment offers life, home, and car insurance products; pensions and investment products; and advisory services in areas, including investments, planning for retirement, and protection and inheritance tax planning, as well as personal lending. It also provides digital, telephony, and mobile services. The company offers its products and services under the Lloyds Bank, Halifax, Black Horse, Agricultural Mortgage Corporation, Schroders Personal Wealth, Lex Autolease, Birmingham Midshires, MBNA, LDC, Bank of Scotland, and Scottish Widows brands. Lloyds Banking Group plc was founded in 1695 and is headquartered in London, the United Kingdom. Show More...
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 77.20 GBX
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share GBP -0.04 -0.02 -0.010 0.02 0.010 0.02 0.05 0.06 0.03 0.02 Dividends GBP 0.010 0.02 0.02 0.03 0.03 0.010 Payout Ratio % * 83.3 167.9 62.7 55.7 108.7 46.7 Shares Mil 67.117 68.47 69.841 71.009 72.447 72.34 72.024 72.393 72.279 71.285 70.411 Book Value Per Share * GBP 0.64 0.67 0.63 0.57 0.65 0.68 0.68 0.68 0.68 0.7 0.74 Free Cash Flow Per Share * GBP -0.08 -0.12 -0.6 0.09 0.28 0.19 -0.4 0.03 -0.09 Return on Assets % -0.26 -0.05 -0.15 -0.09 0.14 0.07 0.21 0.43 0.49 0.3 0.21 Financial Leverage (Average) 22.7 21.14 21.01 21.72 17.56 17.32 17.03 16.61 15.98 17.52 16.42 Return on Equity % -6.11 -1.01 -3.17 -2.02 2.71 1.15 3.68 7.21 8.04 5.04 3.39 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 6.09 4.82 3.06 2.87 1.86 2.29 1.73 1.55 1.86 2.14 2.24