HMN Financial, Inc
HMN Financial, Inc. operates as a bank holding company for Home Federal Savings Bank that provides various retail banking products and services. The company offers various deposit accounts, such as savings, interest bearing checking, non-interest bearing checking, money market, and certificate accounts. Its loan products include single family residential loans; commercial real estate and multi-family mortgage loans; construction loans; consumer loans, such as home equity, automobile, recreational vehicle, mobile home, and lot loans, as well as loans secured by deposit accounts, and other loans for household and personal purposes; and commercial business loans. The company offers financial planning products and services; and invests in mortgage-backed and related securities, the United States government agency obligations, and other permissible investments. As of April 20, 2020, it operated twelve full service offices in Minnesota located in Albert Lea, Austin, Eagan, Kasson, La Crescent, Owatonna, Rocheste, Spring Valley, and Winona, Minnesota; one full service office in Marshalltown, Iowa; one full service office in Pewaukee, Wisconsin; and a loan origination office in Sartell, Minnesota. HMN Financial, Inc. was founded in 1934 and is headquartered in Rochester, Minnesota. Show More...
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 28.99 USD
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Last Updated 09-10-2024
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD -8.17 -3.47 0.86 5.71 1.23 0.61 1.34 0.9 1.71 1.68 1.63 Dividends USD Payout Ratio % * Shares Mil 4.0 4.0 4.0 4.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 Book Value Per Share * USD 10.51 9.23 8.02 9.4 14.45 15.33 16.67 17.93 16.54 18.83 19.66 Free Cash Flow Per Share * USD 6.71 4.09 4.1 4.88 3.95 1.94 3.64 3.9 3.19 2.38 Return on Assets % -3.21 -1.6 0.48 3.78 0.92 0.47 0.96 0.63 1.15 1.05 1.0 Financial Leverage (Average) 19.44 24.48 18.4 10.87 8.75 9.23 8.98 8.94 8.57 8.39 8.25 Return on Equity % -50.66 -34.49 10.21 51.7 9.02 4.2 8.72 5.62 10.05 8.87 8.38 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 2.71 2.17 1.97 0.13 0.09