Hanmi Financial Corporation
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers various deposit products, including noninterest-bearing checking accounts, interest-bearing checking and savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit. It also provides real estate loans, including commercial property, construction, and residential property loans; and commercial and industrial loans, such as commercial term loans and commercial lines of credit, as well as international finance, and trade services and products comprising letters of credit, and import and export financing. In addition, the company offers consumer loans that include automobile loans, secured and unsecured personal loans, home improvement loans, home equity lines of credit, unsecured lines of credit, and credit cards; and small business administration loans for business purposes, which comprise owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing, as well as equipment lease financing. As of February. 06, 2020, it operated a network of 35 full-service branches and 9 loan production offices in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The company was founded in 1982 and is headquartered in Los Angeles, California. Show More...
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Website http://www.hanmi.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 22.92 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD -7.46 1.38 2.87 1.26 1.56 1.68 1.75 1.69 1.79 1.06 0.66 Dividends USD 0.14 0.28 0.47 0.66 0.8 0.96 0.96 0.96 Payout Ratio % * 5.0 19.4 28.6 34.5 44.1 52.0 72.7 145.4 Shares Mil 12.0 20.0 32.0 32.0 32.0 32.0 32.0 32.0 32.0 31.0 31.0 Book Value Per Share * USD 9.17 6.45 12.01 12.53 13.64 15.18 16.43 17.24 18.36 18.65 18.06 Free Cash Flow Per Share * USD 19.1 3.49 1.56 1.8 1.14 1.14 2.02 2.25 2.42 2.31 Return on Assets % -2.9 1.0 3.21 1.34 1.37 1.27 1.25 1.1 1.07 0.59 0.36 Financial Leverage (Average) 16.78 9.61 7.62 7.62 9.34 8.57 8.85 9.26 9.96 9.83 10.16 Return on Equity % -54.49 12.27 27.22 10.24 11.65 11.33 10.93 9.94 10.32 5.84 3.63 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 1.37 0.3 0.23 0.32 0.37 0.38 0.63 0.48 0.31 0.37 0.76