Joint Stock Company Halyk Savings Bank of Kazakhstan
Joint Stock Company Halyk Savings Bank of Kazakhstan, together with its subsidiaries, provides corporate and retail banking services primarily in the Republic of Kazakhstan, Russia, Kyrgyzstan, Tajikistan, and Georgia. It operates through four segments: Corporate Banking, Small and Medium Enterprises Banking SME, Retail Banking, and Investment banking. The company originates loans and guarantees; collects deposits; trades in securities and foreign currencies; executes transfers; and offers cash and payment card processing, and other banking services. Its products and services include current and correspondent accounts; various deposit products; investment savings products; credit and debit cards; consumer loans and mortgages; custody, cash, and foreign currency related services; overdrafts; other credit facilities; and letters of credit, trade finance products, foreign exchange, documentary, and capital market services. In addition, it offers leasing, telecommunications, broker and dealer, cash collection, and asset management services; and property and casualty, liability, personal, and life insurance products, as well as Internet, online, mobile, and SMS banking services. The company serves individuals, corporate clients and financial organizations, and SME clients and individual entrepreneurs. As of December 31, 2018, it operated through 23 regional branches, 121 sub-regional offices, and 503 cash settlement units. The company was founded in 1923 and is headquartered in Almaty, the Republic of Kazakhstan. Joint Stock Company Halyk Savings Bank of Kazakhstan operates as a subsidiary of JSC Holding Group ALMEX Show More...
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Website http://halykbank.kz
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 20.40 EUR
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Last Updated 29-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share KZT 75.6 88.4 199.6 220.0 376.0 406.4 478.0 630.8 910.0 1145.6 1145.6 Dividends KZT 46.04 64.51 127.36 251.88 426.96 426.96 Payout Ratio % * 21.0 16.0 36.6 36.9 36.1 37.3 Shares Mil 280.0 276.0 274.0 275.0 275.0 274.0 274.0 275.0 279.0 292.0 292.0 Book Value Per Share * EUR 250.39 288.06 5.84 5.27 6.0 4.05 6.03 7.53 7.71 9.81 9.83 Free Cash Flow Per Share * EUR 5.71 2.48 1.4 -0.77 5.46 -3.17 4.54 2.5 2.71 2.08 Return on Assets % 1.74 1.8 2.76 2.85 4.24 3.24 2.67 2.44 2.85 3.68 3.68 Financial Leverage (Average) 6.62 7.36 8.67 7.57 6.77 9.48 8.04 10.28 8.41 7.06 7.06 Return on Equity % 12.04 12.59 22.01 22.97 30.18 26.62 23.09 22.7 26.38 28.19 28.19 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.11 0.07 1.13 0.86 0.99 1.61 1.08 1.38 0.98 0.86 0.86