Guaranty Bancshares, Inc
Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. It offers various deposit products, such as checking and savings, money market, and business accounts, as well as certificates of deposit; and loan products comprising commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland and agricultural, multi-family residential, and consumer loans. The company also provides trust, wealth management, and retirement plan services; online, mobile, and telephone banking, as well as automated teller machine services; debit cards; night depository and direct deposit services; cashier's checks and letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. As of December 31, 2018, it operated 30 full service banking locations in East Texas, Central Texas, the Dallas/Fort Worth metropolitan statistical area (MSA), and the Houston MSA. The company was founded in 1913 and is headquartered in Addison, Texas. Show More...
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Website http://www.gnty.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 41.34 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2000-12 2001-12 2002-12 2003-12 2004-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.8 1.09 1.45 1.3 1.24 1.15 1.35 1.4 1.77 2.25 2.35 Dividends USD 0.4 0.6 0.7 0.72 Payout Ratio % * 16.7 39.0 31.8 30.6 Shares Mil 3.0 3.0 3.0 3.0 3.0 9.0 9.0 10.0 12.0 12.0 12.0 Book Value Per Share * USD 18.74 20.46 22.16 23.03 Free Cash Flow Per Share * USD 2.23 2.17 2.0 Return on Assets % 0.64 0.76 0.89 0.74 0.69 0.6 0.69 0.76 0.97 1.15 1.16 Financial Leverage (Average) 13.97 14.47 14.95 14.19 14.03 12.22 12.88 9.47 9.27 8.86 9.43 Return on Equity % 8.66 10.74 13.17 10.81 9.75 7.34 8.67 8.27 9.11 10.38 10.8 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.24 0.22 0.29 1.49 0.27 0.44 0.65 0.28 0.52 0.25 0.32