First US Bancshares, Inc
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company accepts deposit products, such as non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include loans for the development of residential housing projects, development of commercial and industrial use property, and purchase and improvement of raw land; mortgage loans on one-to-four family residential properties and secured by apartment buildings; home equity loans and lines of credit; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial property; loans for agricultural production; commercial and industrial loans; and automobile, household and personal, and other direct consumer installment loans. The company also provides letters of credit; and safe deposit box and remote deposit capture, as well as reinsures or underwrites credit life, and credit accident and health insurance policies. First US Bancshares, Inc. serves small- and medium-sized businesses, property managers, business executives, professionals, and other individuals. It operates 20 banking offices located in Birmingham, Bucksville, Butler, Calera, Centreville, Columbiana, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama; Knoxville and Powell, Tennessee; and Rose Hill and Ewing, Virginia. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama. Show More...
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Website http://www.firstusbank.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 12.56 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD -0.53 -1.51 0.36 0.65 0.57 0.41 0.2 -0.07 0.37 0.67 0.62 Dividends USD 0.44 0.04 0.03 0.08 0.08 0.08 0.08 0.09 0.1 Payout Ratio % * 129.4 1.6 17.8 28.6 40.0 11.2 16.1 Shares Mil 6.0 6.0 6.0 6.0 6.0 6.0 6.0 6.0 7.0 7.0 7.0 Book Value Per Share * USD 13.5 12.88 11.4 11.52 12.25 12.63 13.05 12.97 12.3 13.61 13.73 Free Cash Flow Per Share * USD 2.67 2.13 2.57 2.6 0.9 0.56 0.24 -0.77 1.18 0.78 Return on Assets % 0.31 -1.45 0.37 0.69 0.62 0.45 0.21 -0.07 0.35 0.58 0.53 Financial Leverage (Average) 7.72 9.39 8.26 8.13 7.61 7.54 7.95 8.21 9.96 9.31 9.35 Return on Equity % 2.55 -12.31 3.26 5.66 4.89 3.43 1.6 -0.54 3.2 5.56 5.04 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.37 0.3 0.07 0.07 0.07 0.2 0.13