First Savings Financial Group, Inc
First Savings Financial Group, Inc. operates as the holding company for First Savings Bank that provides various banking products and services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate loans, multi-family real estate loans, commercial business loans, construction loans, and land and land development loans, as well as consumer loans comprising automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in investment activities; and the provision of reinsurance to other third-party insurance captives. As of December 2, 2019, the company operated 15 offices in the Indiana communities, such as Clarksville, Jeffersonville, Charlestown, Sellersburg, New Albany, Georgetown, Corydon, Lanesville, Elizabeth, English, Marengo, Salem, Odon, and Montgomery. First Savings Financial Group, Inc. was incorporated in 2008 and is headquartered in Clarksville, Indiana. Show More...
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Website http://www.fsbbank.net
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 26.59 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-09 2011-09 2012-09 2013-09 2014-09 2015-09 2016-09 2017-09 2018-09 2019-09 TTM Earnings Per Share USD 1.17 1.78 1.85 1.99 2.34 2.93 3.41 3.97 4.6 6.82 5.27 Dividends USD 0.3 0.43 0.47 0.51 0.55 0.59 0.63 0.65 Payout Ratio % * 10.5 18.1 16.7 16.8 12.8 13.1 10.2 12.3 Shares Mil 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 Book Value Per Share * USD 22.84 32.33 34.78 35.67 39.44 42.11 38.18 40.72 42.6 49.28 49.11 Free Cash Flow Per Share * USD 1.95 4.31 2.93 3.43 1.91 2.7 1.74 -1.94 9.52 -25.88 Return on Assets % 0.53 0.75 0.7 0.7 0.76 0.9 1.02 1.1 1.13 1.43 1.0 Financial Leverage (Average) 9.22 7.01 7.7 8.03 8.19 7.95 9.2 9.57 10.47 10.1 11.73 Return on Equity % 4.87 5.92 5.16 5.48 6.16 7.25 8.68 10.37 11.36 14.72 11.12 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 1.22 0.69 0.67 1.15 0.97 1.16 1.4 1.27 1.11 2.0 2.48