FS Bancorp, Inc
FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages, second mortgage/home equity loan products, non-mortgage commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which primarily include personal lines of credit, automobile, direct home improvement, loans on deposit, and recreational loans. As of December 31, 2018, it operated 21 full-service branches and 8 home loan production offices in various suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties; and 1 loan production office in the market area of the Tri-Cities. The company was founded in 1936 and is based in Mountlake Terrace, Washington. Show More...
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Website http://www.fsbwa.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 38.41 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.49 0.48 1.76 1.29 1.52 2.93 3.51 4.28 6.29 5.01 5.0 Dividends USD 0.15 0.23 0.27 0.37 0.43 0.53 0.65 0.71 Payout Ratio % * 6.3 18.8 9.2 10.2 10.1 11.6 8.9 14.2 Shares Mil 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 4.0 5.0 5.0 Book Value Per Share * USD 18.49 19.21 19.78 22.59 26.0 32.13 29.63 43.56 46.91 Free Cash Flow Per Share * USD -1.46 2.25 -1.15 -7.1 -5.26 8.37 7.89 -0.91 Return on Assets % 0.56 0.54 1.65 1.01 0.98 1.5 1.39 1.56 1.87 1.36 1.3 Financial Leverage (Average) 11.79 10.6 5.99 6.73 7.74 8.99 10.22 8.05 9.01 8.55 9.2 Return on Equity % 6.66 5.99 12.22 6.42 7.09 12.57 13.43 13.87 16.12 11.91 11.67 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.88 0.33 0.11 0.27 0.26 1.44 0.28 0.14 0.82 0.5 0.87