First Bank
First Bank provides various banking products and services to individuals, businesses, and governmental entities. The company accepts various deposits, including non-interest bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. Its loan products include commercial and industrial loans; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer loans, which consist of auto, personal, and traditional installment loans, as well as other loans. The company also provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone, as well as ATM and debit cards, and wire and ACH transfer services; and remote deposit capture and cash management services. As of December 31, 2019, it operated 18 full-service branches in Mercer County, Gloucester, Hunterdon, Middlesex, Morris, and Somerset Counties in New Jersey, as well as in Bucks and Chester Counties in Pennsylvania. First Bank was founded in 2007 and is headquartered in Hamilton, New Jersey. Show More...
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Website http://www.firstbanknj.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 14.53 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.41 0.61 0.48 0.95 0.69 0.62 Dividends USD 0.08 0.12 0.12 0.12 Payout Ratio % * 9.5 14.9 16.0 19.4 Shares Mil 9.0 11.0 15.0 19.0 19.0 20.0 Book Value Per Share * USD 9.35 10.21 10.91 11.5 Free Cash Flow Per Share * USD 1.01 1.75 1.12 Return on Assets % 0.45 0.66 0.55 1.11 0.72 0.64 Financial Leverage (Average) 12.45 12.09 8.9 8.78 8.89 9.24 Return on Equity % 5.65 8.13 5.55 9.82 6.38 5.83 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.66 0.97 0.71 0.59 0.56 0.55