Franklin Financial Services Corporation
Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, and time deposit accounts. The company also provides commercial real estate, construction and land development, agricultural, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans to consumers; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, as well as custodial services; sells mutual funds, annuities, and insurance products; and offers safe deposit facilities and fiduciary services. Further, the company, through its subsidiary, Franklin Future Fund Inc., operates as a non-bank investment company that makes venture capital investments. It operates 22 community banking offices in Franklin, Cumberland, Fulton, and Huntingdon counties in Pennsylvania. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania. Show More...
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Website http://www.franklinfin.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 38.40 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 1.94 1.63 1.31 1.49 1.99 2.4 1.88 0.5 1.39 3.67 3.33 Dividends USD 1.08 1.08 0.78 0.68 0.68 0.74 0.82 0.93 1.05 1.17 1.2 Payout Ratio % * 55.1 67.0 59.7 52.0 37.2 31.3 39.8 35.0 32.4 36.0 Shares Mil 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.0 Book Value Per Share * USD 21.09 21.5 22.31 22.4 24.2 25.75 27.08 28.61 25.86 28.97 29.72 Free Cash Flow Per Share * USD 2.63 2.96 2.01 2.65 2.89 3.2 2.98 4.1 0.85 4.7 Return on Assets % 0.79 0.68 0.53 0.62 0.85 1.0 0.75 0.19 0.51 1.3 1.18 Financial Leverage (Average) 11.52 11.36 11.21 10.32 9.67 9.3 9.68 10.25 10.22 9.95 9.78 Return on Equity % 9.43 7.74 6.0 6.66 8.45 9.5 7.1 1.88 5.25 13.11 11.65 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.86 0.55 0.14 0.13 0.04 0.04