First Commonwealth Financial Corporation
First Commonwealth Financial Corporation, through its subsidiaries, provides consumer and commercial banking services to individuals, and small and mid-sized businesses in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (ATM) services, as well as Internet, mobile, and telephone banking services. The company's commercial banking services comprise commercial lending, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. It also offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. As of March 4, 2019, the company operated 137 community banking offices in western and central Pennsylvania, as well as northeastern, central, and southwestern Ohio. It also leases 3 mortgage loan production offices and 3 corporate loan production offices, as well as operates a network of 150 automated teller machines. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania. Show More...
-
Website http://www.fcbanking.com
-
Sector Financial Services
-
Industry Banks-Regional
-
Last Quote 13.80 EUR
-
Last Updated 30-05-2025
-
External Links Yahoo Finance Morningstar Ratios
-
Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.25 0.15 0.4 0.43 0.48 0.56 0.67 0.58 1.08 1.07 0.87 Dividends USD 0.21 0.28 0.21 0.24 0.35 0.4 0.41 Payout Ratio % * 28.6 51.8 36.2 31.1 40.0 36.4 47.1 Shares Mil 93.0 105.0 104.0 97.0 93.0 89.0 89.0 95.0 99.0 99.0 99.0 Book Value Per Share * EUR 6.36 7.44 7.99 7.69 8.64 9.45 9.89 Free Cash Flow Per Share * EUR 0.53 0.73 0.78 0.74 0.98 0.92 Return on Assets % 0.37 0.26 0.71 0.68 0.71 0.78 0.9 0.79 1.42 1.31 1.04 Financial Leverage (Average) 7.75 7.7 8.04 8.73 8.88 9.13 8.91 8.23 8.03 7.87 8.05 Return on Equity % 3.31 2.03 5.58 5.69 6.23 6.99 8.11 6.74 11.54 10.37 8.31 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.27 0.27 0.38 0.3 0.23 0.11 0.11 0.1 0.19 0.22 0.22