First Community Corporation
First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professional concerns, and individuals. The company operates through four segments: Commercial and Retail Banking, Mortgage Banking, Investment Advisory and Non-Deposit, and Corporate. Its deposit products include demand deposit accounts, checking accounts, NOW accounts, and savings accounts, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. The company's loan portfolio comprises commercial loans that consist of secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans, including secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. It also provides other banking services, which include Internet banking, cash management services, safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, and automatic drafts for various accounts. In addition, the company offers non-deposit investment products and other investment brokerage services; VISA and MasterCard credit card services; financial and investment advisory services; and insurance services. It operates 20 full-service offices located in the Lexington County, Richland County, Newberry County, Kershaw County, Greenville County, Anderson County, Pickens County, and Aiken County, South Carolina; and Richmond County, Georgia. First Community Corporation was incorporated in 1995 and is headquartered in Lexington, South Carolina. Show More...
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Website http://www.firstcommunitysc.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 23.70 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.36 0.81 0.79 0.78 0.78 0.91 0.98 0.83 1.45 1.45 1.37 Dividends USD 0.16 0.16 0.16 0.22 0.24 0.28 0.32 0.36 0.4 0.44 0.45 Payout Ratio % * 44.4 26.7 20.3 24.7 33.8 29.7 32.6 33.7 33.6 30.3 32.9 Shares Mil 3.0 3.0 4.0 5.0 7.0 7.0 7.0 7.0 8.0 8.0 8.0 Book Value Per Share * USD 9.41 10.76 10.37 9.97 10.89 11.73 12.55 11.41 14.16 15.96 16.7 Free Cash Flow Per Share * USD 2.89 3.08 1.25 3.76 0.33 1.61 1.55 1.07 2.18 0.93 Return on Assets % 0.2 0.45 0.55 0.67 0.71 0.73 0.75 0.59 1.05 0.97 0.9 Financial Leverage (Average) 19.47 16.16 11.13 12.02 10.9 10.92 11.18 9.94 9.7 9.74 9.51 Return on Equity % 3.88 7.86 7.24 7.74 8.05 7.98 8.31 6.2 10.29 9.43 8.52 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 2.72 0.49 0.96 1.12 0.59 0.5 0.48 0.28 0.14 0.15 0.14