First Capital, Inc
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers a range of deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. First Capital, Inc. was founded in 1891 and is headquartered in Corydon, Indiana. Show More...
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Website http://www.firstharrison.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 41.95 USD
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Last Updated 14-07-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 1.39 1.43 1.41 1.82 2.03 1.87 2.05 2.23 2.77 3.09 3.08 Dividends USD 0.74 0.76 0.76 0.8 0.84 0.84 0.84 0.86 0.92 0.95 0.96 Payout Ratio % * 53.2 54.3 53.9 43.2 41.2 43.0 44.0 37.3 36.4 30.2 31.2 Shares Mil 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 Book Value Per Share * USD 17.18 18.13 18.97 18.96 20.5 17.82 23.55 24.35 24.21 28.81 30.43 Free Cash Flow Per Share * USD 1.93 3.73 2.37 3.37 2.09 2.66 1.76 2.93 3.54 2.83 Return on Assets % 0.85 0.89 0.87 1.12 1.22 0.87 0.94 0.99 1.19 1.27 1.25 Financial Leverage (Average) 9.45 8.62 8.69 8.35 8.28 9.62 9.82 9.38 9.25 8.37 8.09 Return on Equity % 8.24 8.04 7.56 9.57 10.14 7.9 9.14 9.5 11.1 11.18 10.71 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.33 0.24 0.1 0.1 0.12