First Business Financial Services, Inc
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals. The company offers deposit products, such as non-interest-bearing transaction accounts, interest-bearing transaction accounts, money market accounts, time deposits, and certificates of deposit. It also provides loan products, including commercial real estate loans, commercial and industrial loans, small business administration loans, and direct financing leases, as well as consumer and other loans comprising home equity, second mortgage, credit card, and other personal loans for professional and executive clients. In addition, the company offers commercial lending, asset-based financing, equipment financing, treasury management, and trust and investment. Further, it provides lines of credit and factored receivable financing, and term loans secured by accounts receivable, inventory, equipment, and real estate assets primarily to manufacturers and wholesale distribution companies; and new and replacement equipment loan and lease, debt restructuring, consolidation, and sale-lease-back transaction services. The company holds an equity investment in a Madison, Wisconsin community development project; and invests in marketable securities and tax-exempt loans. First Business Financial Services, Inc. was incorporated in 1986 and is headquartered in Madison, Wisconsin. Show More...
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Website http://www.firstbusiness.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 48.77 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.18 1.61 1.65 1.74 1.75 1.9 1.71 1.36 1.86 2.68 2.39 Dividends USD 0.14 0.14 0.14 0.28 0.42 0.44 0.48 0.52 0.56 0.6 0.61 Payout Ratio % * 75.7 11.0 8.5 14.4 21.6 23.3 27.4 37.8 29.6 23.9 25.7 Shares Mil 5.0 5.0 5.0 8.0 8.0 9.0 9.0 9.0 9.0 9.0 8.0 Book Value Per Share * USD 10.65 11.76 12.71 13.45 13.63 17.01 18.35 19.03 20.21 22.27 22.95 Free Cash Flow Per Share * USD 2.35 2.46 2.96 2.0 2.0 1.1 3.1 3.19 2.58 3.05 Return on Assets % 0.08 0.74 0.72 1.08 0.96 0.95 0.82 0.66 0.87 1.12 0.96 Financial Leverage (Average) 20.01 18.33 12.32 11.61 11.83 11.82 11.02 10.6 10.88 10.8 11.23 Return on Equity % 1.72 14.09 10.5 12.85 11.21 11.26 9.4 7.1 9.32 12.18 10.61 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.94 0.79 0.23 0.2 0.32 0.3 0.43 1.29 1.71 1.74 2.2