ESSA Bancorp, Inc
ESSA Bancorp, Inc. operates as the holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company accepts savings accounts, interest bearing demand accounts, checking accounts, money market accounts, club accounts, certificates of deposit and IRAs, and other qualified plan accounts, as well as commercial checking accounts. Its loan portfolio includes first mortgage loans for the purchase, construction, or refinancing of one- to four-family residential real estate property; commercial real estate loans; home equity loans and lines of credit; and commercial and consumer loans, including indirect auto loans, as well as loans secured by deposits and personal unsecured loans. In addition, it the company offers insurance benefits consulting services, such as health insurance, life insurance, short term and long term disability, dental, vision, 401(K) retirement planning, and individual health products, as well as asset management and trust, and investment services. As of September 30, 2019, it operated 22 full-service banking offices, including 7 offices in Monroe County, 3 offices in Lehigh County, 6 offices in Northampton County, 1 office in Lackawanna County, 1 office in Luzerne County, 1 office in Chester County, 2 offices in Delaware County, and 1 office in Montgomery County, Pennsylvania. The company was founded in 1916 and is based in Stroudsburg, Pennsylvania. Show More...
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Website http://ir.essabank.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 18.39 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-09 2011-09 2012-09 2013-09 2014-09 2015-09 2016-09 2017-09 2018-09 2019-09 TTM Earnings Per Share USD 0.36 0.46 0.02 0.76 0.79 0.93 0.73 0.69 0.6 1.18 1.29 Dividends USD 0.2 0.2 0.2 0.2 0.26 0.34 0.36 0.36 0.27 0.4 0.42 Payout Ratio % * 55.6 43.5 52.6 52.6 32.4 34.0 44.4 56.3 52.9 35.1 32.6 Shares Mil 13.0 11.0 11.0 12.0 11.0 11.0 11.0 11.0 11.0 11.0 11.0 Book Value Per Share * USD 12.73 13.35 12.37 13.82 14.78 15.09 15.57 15.57 15.18 16.61 17.46 Free Cash Flow Per Share * USD 0.36 0.64 0.88 1.22 1.28 1.6 1.72 1.71 2.11 1.99 Return on Assets % 0.43 0.48 0.02 0.63 0.58 0.62 0.46 0.41 0.36 0.69 0.72 Financial Leverage (Average) 6.25 6.79 8.09 8.24 9.41 9.38 10.05 9.77 10.23 9.5 10.1 Return on Equity % 2.53 3.16 0.13 5.16 5.1 5.78 4.45 4.09 3.61 6.85 7.19 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 1.96 1.76 1.09 0.78 0.9 1.34 1.31 0.95 0.66 0.74 0.84