Enova International, Inc.
Enova International, Inc., a technology and analytics company, provides online financial services. The company offers short-term consumer loans; line of credit accounts; installment loans; receivables purchase agreements; CSO programs, including credit-related services, such as arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs comprising technology, loan servicing, unsecured consumer installment loans, and marketing services to the bank, as well as Enova Decisions, an analytics as a service that enables companies to take decisions about their customers. It offers loans to consumers under the names CashNetUSA and NetCredit in the United States; and Simplic name in Brazil. The company also offers financing to small businesses under the names Headway Capital and The Business Backer in the United States. Enova International, Inc. was founded in 2011 and is headquartered in Chicago, Illinois. Show More...
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Website http://www.enova.com
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Sector Financial Services
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Industry Credit Services
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Last Quote 92.67 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 0.75 1.12 1.78 2.36 3.38 1.33 1.03 0.86 1.99 1.06 0.21 Dividends USD Payout Ratio % * Shares Mil 33.0 33.0 33.0 33.0 33.0 33.0 33.0 34.0 35.0 34.0 34.0 Book Value Per Share * USD 4.12 6.02 7.0 8.2 10.5 13.16 14.59 Free Cash Flow Per Share * USD 14.15 7.44 10.94 11.47 16.8 23.13 Return on Assets % 6.22 7.75 10.26 11.96 15.38 5.36 3.72 2.74 5.64 2.52 0.46 Financial Leverage (Average) 5.28 12.87 6.29 4.0 4.94 4.28 4.05 4.12 3.82 4.18 3.96 Return on Equity % 36.71 61.0 84.73 57.71 68.29 24.44 15.46 11.17 22.27 10.11 1.73 Return on Invested Capital % -30.63 -32.07 14.69 16.1 21.78 10.89 8.92 8.75 12.51 7.16 4.59 Interest Coverage 5.42 7.15 5.59 2.33 1.88 1.51 1.96 3.25 2.67 Current Ratio 6.47 7.87 6.88 7.36 9.0 10.77 11.15 9.89 14.25 Quick Ratio 5.57 7.07 6.22 6.96 8.63 10.39 10.88 9.52 13.8 Debt/Equity 3.38 9.89 4.39 2.45 3.21 2.69 2.69 2.8 2.47 2.73 2.57