Encore Capital Group Inc
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services, as well as debt servicing and other portfolio management services to credit originator for non-performing loans. The company was incorporated in 1999 and is headquartered in San Diego, California. Show More...
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Website https://www.encorecapital.com
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Sector Financial Services
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Industry Mortgage Finance
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Last Quote 37.90 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 1.95 2.37 2.69 2.87 3.77 1.69 2.96 3.15 4.06 5.33 3.43 Dividends USD Payout Ratio % * Shares Mil 25.0 26.0 26.0 26.0 27.0 27.0 26.0 26.0 29.0 31.0 31.0 Book Value Per Share * USD 12.61 14.43 17.5 21.37 23.51 24.86 22.72 22.15 25.19 29.62 28.9 Free Cash Flow Per Share * USD 2.82 2.92 3.57 2.4 4.13 1.88 4.13 3.46 4.28 6.46 Return on Assets % 7.37 7.87 7.0 3.9 3.22 1.13 1.94 2.04 2.54 3.52 2.29 Financial Leverage (Average) 2.43 2.19 2.89 4.7 5.93 7.0 6.53 7.72 5.66 4.8 5.11 Return on Equity % 17.97 18.08 17.88 15.4 17.23 7.31 13.15 14.55 16.56 18.24 12.19 Return on Invested Capital % 9.92 10.21 8.92 6.69 7.1 5.01 5.23 5.36 6.39 7.7 6.06 Interest Coverage 5.03 5.7 6.6 2.76 1.97 1.35 1.31 1.69 1.73 1.98 1.69 Current Ratio 0.54 0.38 3.36 3.01 1.97 1.92 0.98 1.26 0.99 1.37 1.74 Quick Ratio 0.54 0.38 3.23 2.8 1.8 1.75 0.81 0.9 0.81 1.06 1.35 Debt/Equity 1.27 1.05 1.74 3.24 4.38 5.34 4.99 5.92 4.27 3.44 3.77