Citizens Holding Company
Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services. The company offers demand deposits, as well as savings and time deposit accounts. It also provides secured and unsecured loans; mortgage loans; installment loans; credit card loans; single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit. In addition, the company offers personal and corporate trust services; credit life and title insurance; and online banking services. It operates 23 branches in Neshoba, Newton, Leake, Lamar, Forrest, Scott, Attala, Lauderdale, Oktibbeha, Rankin, Harrison, Jackson, Winston, and Kemper counties, Mississippi; and a loan production office in north Mississippi. Citizens Holding Company was founded in 1908 and is headquartered in Philadelphia, Mississippi. Show More...
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 8.39 USD
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Last Updated 14-07-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD 1.48 1.49 1.39 1.47 1.53 1.56 1.38 0.76 1.36 1.17 1.13 Dividends USD 0.85 0.88 0.88 0.88 0.89 0.93 0.96 0.96 0.96 0.96 0.96 Payout Ratio % * 57.4 59.8 63.3 63.8 54.0 64.8 63.2 72.2 123.1 83.5 85.0 Shares Mil 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 Book Value Per Share * USD 15.77 17.71 18.28 14.12 16.32 17.34 19.88 18.78 16.27 17.75 21.24 Free Cash Flow Per Share * USD 2.84 2.72 2.22 2.11 1.65 1.77 4.42 -0.72 2.26 2.28 Return on Assets % 0.86 0.86 0.78 0.82 0.83 0.8 0.67 0.37 0.68 0.55 0.51 Financial Leverage (Average) 10.72 9.92 9.91 13.18 11.25 11.26 12.05 11.23 11.43 10.6 10.24 Return on Equity % 9.49 8.89 7.76 9.22 10.06 9.02 7.86 4.27 7.75 6.0 5.58 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 1.11 0.8 0.77 0.51 0.24 0.23 0.24 0.34