Civista Bancshares, Inc
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that engages in the community banking business in Ohio. The company accepts noninterest-bearing and interest-bearing demand deposits, and certificates of deposit. It offers commercial, commercial and residential real estate mortgage, real estate construction, and consumer loans. The company also provides trust and third party insurance services. It operates branch banking offices in Sandusky, Norwalk, Berlin Heights, Huron, Port Clinton, Castalia, New Washington, Shelby, Willard, Greenwich, Plymouth, Shiloh, Akron, Dublin, Plain City, Russells Point, Urbana, West Liberty, Quincy, and Dayton communities of Ohio; and Lawrenceburg, Aurora, West Harrison, Milan, Osgood, and Versailles, as well as loan production offices in Mayfield Heights, and Westlake, Ohio; and Fort Mitchell, Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio. Show More...
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Website http://www.civb.com
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 22.55 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD -0.32 0.36 0.57 0.64 0.85 1.17 1.57 1.28 1.02 2.01 1.91 Dividends USD 0.03 0.12 0.15 0.19 0.2 0.22 0.25 0.32 0.42 0.44 Payout Ratio % * 21.1 18.1 24.7 18.5 13.6 18.5 36.6 19.5 23.0 Shares Mil 8.0 8.0 8.0 8.0 11.0 11.0 11.0 12.0 14.0 17.0 17.0 Book Value Per Share * USD 9.58 10.3 10.48 10.34 12.03 12.88 14.21 16.12 17.85 19.18 20.46 Free Cash Flow Per Share * USD 2.32 2.3 2.07 1.37 1.55 1.56 0.88 1.37 2.17 1.2 Return on Assets % -0.22 0.25 0.39 0.44 0.64 0.88 1.17 1.01 0.72 1.49 1.3 Financial Leverage (Average) 14.91 14.02 14.07 14.22 13.08 12.78 11.61 9.13 7.39 7.0 7.85 Return on Equity % -3.27 3.63 5.48 6.17 8.76 11.41 14.19 10.24 5.77 10.73 10.01 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 1.08 1.0 0.86 0.82 1.02 0.98 0.66 0.61 0.77 0.78 0.47