Credito Emiliano S.p.A
Credito Emiliano S.p.A., together with its subsidiaries, provides various banking services to retail and corporate customers primarily in Italy. The company operates through Commercial Banking, Asset Management, Bancassurance, Trading, and ALM Treasury segments. Its deposit products include current accounts and savings accounts, time deposits, certificates of deposit, bonds and subordinated debts, and repurchase agreements. The company's loan portfolio comprises mortgages, credit cards, personal loans, and salary-backed loans. It also offers wealth management services, including management of mutual investment funds, SICAV, portfolio management, and private equity and hedge funds; and asset management, bancassurance, remote banking, fiduciary, savings management, brokerage, factoring, insurance, trading, financial leasing, and ALM treasury services, as well as cheese warehousing services. As of December 31, 2018, Credito Emiliano S.p.A. operated a network of approximately 592 branches, business centers, and financial outlets in 19 regions and 89 Italian provinces. The company was founded in 1910 and is headquartered in Reggio Emilia, Italy. Credito Emiliano S.p.A. is a subsidiary of Credito Emiliano Holding S.p.A. Show More...
-
Website http://www.credem.it
-
Sector Financial Services
-
Industry Banks-Regional
-
Last Quote 12.10 EUR
-
Last Updated 30-05-2025
-
External Links Yahoo Finance Morningstar Ratios
-
Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share EUR 0.23 0.29 0.37 0.35 0.46 0.5 0.4 0.56 0.56 0.61 0.6 Dividends EUR 0.08 0.1 0.1 0.12 0.12 0.15 0.15 0.15 0.2 0.2 0.2 Payout Ratio % * 22.2 44.2 32.9 30.2 27.5 28.5 41.9 28.2 34.9 34.5 33.5 Shares Mil 332.0 332.0 332.0 331.0 331.0 332.0 332.0 331.0 331.0 331.0 330.0 Book Value Per Share * EUR 5.54 5.17 10.93 6.55 7.09 7.3 7.45 7.8 7.66 8.62 8.42 Free Cash Flow Per Share * EUR -1.7 -0.07 0.08 0.05 0.17 0.17 0.16 0.21 0.19 Return on Assets % 0.28 0.32 0.39 0.37 0.46 0.46 0.34 0.46 0.44 0.44 0.43 Financial Leverage (Average) 9.42 18.83 15.49 14.63 14.64 15.1 15.99 15.69 16.78 16.52 17.36 Return on Equity % 2.49 4.0 6.67 5.6 6.7 6.84 5.33 7.28 7.15 7.38 7.32 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 1.25 2.89 2.21 2.09 2.15 2.01 1.83 1.37 1.16 1.17 1.01