Ally Financial Inc
Ally Financial Inc., a bank holding company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans, other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. The Mortgage Finance Operations segment manages held-for-investment consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product. It primarily focuses on businesses owned by private equity sponsors with loans used for leveraged buyouts, mergers and acquisitions, debt refinancing, restructurings, and working capital. The company, through its subsidiary, Ally Bank, also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is headquartered in Detroit, Michigan. Show More...
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Website http://www.ally.com
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Sector Financial Services
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Industry Credit Services
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Last Quote 35.00 USD
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Last Updated 30-05-2025
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share USD -3.16 -2.23 0.96 -1.64 1.83 -2.66 2.15 2.04 2.95 4.34 2.57 Dividends USD 0.16 0.4 0.56 0.68 0.7 Payout Ratio % * 16.7 20.0 16.3 27.1 Shares Mil 248.0 413.0 413.0 420.0 482.0 483.0 482.0 455.0 428.0 395.0 388.0 Book Value Per Share * USD 29.03 28.6 29.19 31.06 32.32 38.6 36.23 Free Cash Flow Per Share * USD -19.33 -1.32 2.25 1.28 -0.34 0.7 Return on Assets % -0.46 -0.52 0.22 -0.41 0.58 -0.83 0.64 0.56 0.73 0.95 0.56 Financial Leverage (Average) 12.73 14.81 14.07 11.67 10.73 12.44 12.29 12.39 13.48 12.53 13.5 Return on Equity % -5.81 -7.08 3.1 -5.32 6.51 -9.54 7.96 6.93 9.44 12.39 7.51 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 6.41 7.46 5.75 5.36 4.71 5.2 4.06 3.28 3.33 2.36 2.3