International Personal Finance plc

International Personal Finance plc, together with its subsidiaries, provides consumer credit products in Europe and Mexico. It offers home credit products, such as home credit cash loans with agent service; money transfer loans direct to bank account; home, medical, and life insurances; micro-business loans; and provident-branded digital loans. Show More...

  • Website http://www.ipfin.co.uk
  • Sector Financial Services
  • Industry Credit Services
  • Last Quote 1.88 EUR
  • Last Updated 30-05-2025
  • External Links Yahoo Finance Morningstar Ratios
  •   2010-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM
    Earnings Per Share GBP 0.23 0.3 0.29 0.38 0.29 0.27 0.29 0.16 0.32 0.3 0.3
    Dividends GBP 0.03 0.07 0.08 0.09 0.1 0.12 0.12 0.04 0.12 0.12 0.12
    Payout Ratio % * 31.6 26.4 23.0 33.7 35.0 50.0 14.5 55.3 40.9 40.9
    Shares Mil 256.0 258.0 259.0 251.0 244.0 235.0 228.0 231.0 234.0 237.0 237.0
    Book Value Per Share * EUR 1.14 1.55 1.63 2.02 1.97 2.0 1.99 2.41 1.83 2.27 2.18
    Free Cash Flow Per Share * EUR 0.19 0.09 0.02 0.02 -0.3 0.14 -0.03 -0.1 0.14 -0.010
    Return on Assets % 8.62 10.97 10.07 11.2 7.6 6.3 5.98 2.86 5.66 5.43 5.43
    Financial Leverage (Average) 2.27 2.11 2.08 2.35 2.66 3.12 2.83 2.7 3.05 3.03 3.03
    Return on Equity % 20.82 24.03 21.07 24.84 19.01 18.15 17.68 7.9 16.22 16.52 16.52
    Return on Invested Capital %
    Interest Coverage
    Current Ratio 5.79 6.76
    Quick Ratio
    Debt/Equity 0.92 0.82 0.82 1.02 1.32 1.7 1.45 1.36 1.61 1.59 1.59